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R Nelson Nash Infinite Banking Concept

Published Feb 19, 25
1 min read
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It feels like the name of this concept changes once a month. You may have heard it described as a perpetual wealth technique, family banking, or circle of wide range. Regardless of what name it's called, unlimited banking is pitched as a secret method to develop wealth that only abundant people recognize around.

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You, the policyholder, placed cash right into a whole life insurance coverage policy with paying premiums and buying paid-up enhancements.

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The whole concept of "financial on yourself" just works because you can "bank" on yourself by taking loans from the policy (the arrow in the chart above going from entire life insurance policy back to the insurance holder). There are two various kinds of financings the insurance policy firm might supply, either straight recognition or non-direct recognition.

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